Free insurance calculators. Know your numbers in seconds.
Slide a few numbers and see how much coverage makes sense for your family, home, or business. When you're ready, one tap sends your numbers to your Magnolia advisor, who shops hundreds of insurance companies for you.
Mortgage Protection calculator
How much would it take to keep the house in the family? See a recommended coverage amount, a term that fits your loan, and an illustrative monthly range.
Life insurance needs calculator
Add up what your family would need if you weren't here: debts, income, the mortgage, and education. Then subtract what you already have.
Buy-sell funding calculator
If an owner passed away tomorrow, could the others buy out their share? See how much coverage fully funds your buy-sell agreement.
Key person coverage calculator
What would it cost your business to lose its rainmaker? Compare three common methods and see a recommended range.
Home rebuild cost calculator
Your home's market value and what it costs to rebuild aren't the same number. Check whether your dwelling coverage would really rebuild your home.
Bundle savings calculator
Paying separate companies for home and auto? See what a multi-policy discount could look like. Then let us compare real numbers.
Rental cash-flow calculator
For property owners: see monthly cash flow, net operating income, cap rate, and cash-on-cash return on a rental, including management and reserves.
Ready to turn an estimate into a real quote?
We're an independent agency, so we shop hundreds of insurance companies for you. Tell us what you need and what you pay now, and your Magnolia advisor will compare your options side by side. It takes about three minutes.
All calculators are estimates for educational purposes only — not a quote or offer of coverage. Final rates depend on underwriting.